Pradhan Mantri Vishwakarma Yojana was started by Prime Minister Narendra Modi. Officially known as the PM Vishwakarma Yojana. ( PM Vishwakarma Yojana Online Apply here). A Government scheme designed to help traditional craftsmen and artisans. The plan was activated on September 17, 2023, during Vishwakarma Jayanti. PM Vishwakarma Yojana’s goal is to uplift the family based 18 traditional trades like carpentry, blacksmiths, pottery etc.
Qualified artisans and craftsmen who participates in the scheme gets the financial support with nominal interest, technology upgrades, market access for their products , training and certificates. Additionally this scheme provides the loans to modernize their tools , expand business. The main objective of this scheme is to support traditional skills while encouraging self employment and economic development of these communities
Blacksmiths (lohar) are known for their skill in working with iron and steel, while goldsmiths (sonar) specialize in creating complicate ornaments from precious metals. Potters (kumhar) create earthen vessels essential in rural life and rituals. Carpenters (Sutar) build wooden structures and furniture. Sculptors (Shilpi) and artisans (Karigar) create hard stone, wood or metal works of art that reflect India’s cultural richness. Masons (Raj Mistry) construct buildings ranging from simple houses to temples. These professions, though rooted in tradition, contribute significantly to India’s diverse economy.
Crores of people from these communities, collectively known as Vishwakarmas, who devote their lives to handicrafts enhancing the pride and prosperity of the country. Vishwakarma’s commitment to hard labor and skillful work benefits countless persons who depend on them for their livelihoods.
Government of India has introduced several schemes and benefits to support these communities ensuring they can sustain their professions. One such initiative is ‘PM Vishwakarma Kaushal Samman’, which provides access to loans, market support, technology, and training to enhance their skills and ensure their survival in today’s competitive market.
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What is Pradhan Mantri Vishwakarma Yojana?
PM Vishwakarma Yojana, A comprehensive program known as the Pradhan Mantri Vishwakarma Yojana was introduced by Shri Narendra Modi Ji. For artisans and craftsmen, this scheme offers a variety of advantages, such as lower interest loans, toolbox incentives, skill upgrades, certificates, and identity cards.
The main objective of this project is to locate artisans and craftsmen, identify them as Vishwakarma, determine whether they qualify for the Vishwakarma scheme, and make sure they benefit from it.
With an initial budget of 13,000 crore, the Indian government is financing the PM Vishwakarma scheme for a period of five years, ending in 2027–2028. The goal of this scheme is to support Vishwakarmas financially, through product outreach, socioeconomic empowerment, and high-quality products that may be supplied in domestic and international markets.
The Government of India started this scheme. Vishwakarma Day, September 17, 2023, marked the launch of the PM Vishwakarma Scheme. Online applications for the scheme are now being accepted at pmvishwakarma.gov.in, the scheme’s official website.
Image Credit : File:Narendra Modi (2021-12-06, cropped).jpg – Wikimedia Commons : License Details
Objective and Benefits of PM Vishwakarma Yojana
To make it possible for craftsmen and artisans to be recognized as Vishwakarma and become qualified to receive all of the benefits advertised by the Scheme.
- Training : To give them opportunities for relevant and appropriate training, as well as skill upgrading to help them refine their abilities.
- Assistance and Support : To offer assistance for more advanced and contemporary tools in order to improve their functionality, output, and caliber of goods and services.
- Loans : To make it simple for the recipients to obtain credit that is free of collateral and to lower credit costs by offering interest subsidies.
- Digital empowerment : To offer rewards for online purchases in order to promote Vishwakarma’s digital empowerment.
- Product promotion : To give them a platform for market connections and brand promotion so they may take advantage of fresh growth prospects.
This scheme was designed to help small-scale businesses and independent artisans and craftsmen in a number of ways. In addition to offering financial support, this program gives them social recognition as Vishwakarma’s and gives them a distinct identity.
Over 30 lakh traditional craftsmen and artisans nationwide—including potters, tailors, sculptors, washermen, masons, garland makers, goldsmiths, blacksmiths, and weavers—will benefit from the Vishwakarma program.
The expectations of this scheme are simple: they are to be trained, given the newest tools, and allowed to grow their businesses from small to enterprise level in order to become self-sufficient and contribute to the development of their country.
The Vishwakarma Yojana initiative also offers assistance to women and groups that are overlooked within society. They are citizens of the North Eastern Region states of India, the Island Territories, the Hilly Areas, and the Scheduled Castes, Scheduled Tribes, OBCs, Specially Abled, and Transgender communities.
The Indian government organized several awareness campaigns to highlight the advantages of the Vishwakarma Yojana program, pension plans, and health plans, and to encourage people to fully understand and take advantage of these benefits.
Benefits under PM Vishwakarma Yojana
PM Vishwakarma is a comprehensive scheme which offers the following advantages to help artisans and craftspeople.
a. Recognition: PM Vishwakarma Certificate and ID Card
b. Skill Upgradation
c. Toolkit Incentive
d. Credit Support
e. Incentive for Digital Transactions
f. Marketing Support
PM Vishwakarma Certificate and ID Card
Eligible craftsmen and artisans receive PM Vishwakarma Certificates and ID Cards under this program. For artists and craftspeople, this PM Vishwakarma Certificate serves as acknowledgment as a Vishwakarma, enabling them to take advantage of this program. A distinct computerized number is embedded in the PM Vishwakarma ID Card, which is given to qualified craftsmen and artisans both digitally and physically. The government would cover all costs associated with issuing PM Vishwakarma Certificates and ID cards.
Skill Upgradation
Basically, there are three components that skill upgradation seeks to provide training.
Skill Assessment, Basic Training and Advanced Training
By introducing them to new tools and cutting-edge methods, this strategy modernizes their working style and increases output. Traditionally, they have made the products by hand using conventional methods, which requires more time and effort. Additionally, improving their skills enables them to use toolkits, credit, digital transactions, and marketing help.
Basic Training:
In order for them to obtain loans to upgrade their tools, they must enhance their skills. This will build confidence in them to grow their business and generate more revenue. At designated skill centers, usually district headquarters, basic training will be provided.
Training Duration : 40 hours in 5 to 7 days typically a week.
Training mode : Classroom training
Trainers : Industry experts /certified trainers
Training materials: Provided in printed, digital, and audiovisual formats.
Certification: After an evaluation, applicants who pass will receive National Skill Qualification Framework (NSQF) certification.
Loans: The certification will help in the future loan disbursement
Stipend : During the course, there will be a stipend of 500 Rs per day. Artsans/Craftsmen recognized as Vishwakarms will receive lodging and boarding during their training days for free.
Advanced Training :
Following the basic training, enrolled beneficiaries who choose to further enhance their skill set will receive this advanced training. Their self-assurance in starting their own firms to promote self-employment would grow as a result. They have a deeper understanding of the newest technology because of advanced training. The State Level Committee will oversee MSDE’s outreach and information sharing to Vishwakarmas for Skill Assessment, Basic Training, and Advanced Training in collaboration with the District Implementation Committees.
Duration: 120 hours or 15 days;
Material: Toolkit video manuals
Loan: Up to two lakhs (2 Lakhs) for the second loan tranche in advanced training
Training facilities: MSME Technology Centers, ITIs
Training Stipend: 500 rupees a day for the Basic course as well as programs for advanced training will be transferred via DBT mode to the beneficiary’s bank account.
The Skill India digital portal will have details on the Vishwakarmas undergoing training
Toolkit Incentive:
Vishwakarmas would be given a toolkit incentive of up to 15 (Fifteen) thousand rupees at the start of their basic training. This incentive can be given directly in the form of e-RUPI or e-vouchers, which can be used at certain centers to buy toolkits.
Credit Support:
Under this initiative, artisans and craftspeople who have finished basic training and a skill evaluation are eligible to receive the first tranche of up to one lakh. This subsidized long-term support allows Vishwakarmas to grow their businesses.
Enterprise Development Loan
Enterprise Development Loans are provided to qualifying Vishwakarmas in the form of collateral-free loans. Under this program, a total of 3 lakhs would be lent. First share up to one lakh and second share up to two lakh are the entitlements of Vishwakarmas.
The repayment of this loan is dependent upon reaching a particular training goal. Beneficiaries will be eligible for the loan’s first component once they have completed the minimum five to seven days of basic training. They will also be eligible for the second portion after repaying the first portion of the loan amount and implementing digital transactions into their firm or completing Advanced Training.
Repayment can be done in the installments. First portion of the loan can be repaid in 18 months and the 2nd portion of the loan in 30 months.
Concessional Interest : The concessional interest rate that loan recipients will pay is set at 5%.
Incentive for Digital Transaction
By making it easier for the beneficiaries to adopt digital transactions, the Scheme seeks to give them digital empowerment. The Aadhaar Payment Bridge System (APBS) would credit the beneficiary’s bank account with one rupee for each qualified digital transaction (up to a monthly maximum of 100 qualifying transactions).
Marketing Support
In order to promote and sell their products, marketing links are a crucial step in improving the lives and income levels of Vishwakarma. The products of the artists and craftspeople registered under the Scheme will receive marketing and branding help from the National Committee for Marketing (NCM). Support for branding, quality certification, marketing, and advertising will be given by the NCM.
The following is a list of the eighteen traditional trades that the PM Vishwakarma Yojana covers.
Vishwakarma Yojana Scheme Eligibility
Age requirements : The minimum age of the applicant should be 18 years on the date of registration for PM Vishwakarma Yojana scheme to become eligible.
Eligibility Criteria for Artisans and Craftspeople under PM Vishwakarma Scheme : National Steering Committee with the approval of Minister for MSME,Government of India identified artisans and craftsmen from 18 trades. Artisans and craftsmen from these trades should have been working with hands and traditional tools in the unorganized sector on a self employment basis.
Loan Eligibility and Prior Participation Requirements for PM Vishwakarma Scheme:
The applicant who wants to register under this scheme, should not have any prior loans taken under self employment schemes similar credit based schemes of state government or central government like PM SVANidhi, MUDRA, PMEGP in the past five years.
But still, Under PM Vishakarma scheme, MUDRA and SVANidhi beneficiaries who have paid back their loans in full would be qualified. The five-year duration will be computed starting from the loan sanction date.
Family Eligibility and Benefit Restrictions under PM Vishwakarma Scheme:
Only a single family member may sign up for the Scheme and get benefits. A “family” is defined as the husband, wife, and any unmarried children for the purposes of receiving benefits under the Scheme.
Ineligibility of Government Employees and Their Families for PM Vishwakarma Scheme: Those who work for the government and their families are not eligible to participate in the scheme.
How to Apply for Vishwakarma Yojana?
The online registration and application process for the PM Vishwakarma Yojana is open. Applications are being accepted online via the Common Service Center, or CSC.
The Vishwakarma Yojana online application and registration process consists of four basic components.
Step 1 : Aadhaar, mobile number, bank details, ration card for the registration
Step 2 : Beneficiary enrolment through CSC
Step 3 : Issue of PM Vishwakarma certificate/ PM Vishwakarma ID card
Step 4 : Participate basic training and apply for loan
The CSC or Gram Panchayat can be used to complete each of these application procedures.
How to apply online for Vishwakarma Yojana?
PM Vishwakarma Yojana Online Apply : The CSC or Gram Panchayat can be used to complete each of these application procedures.
The Common Service Center, or CSC, has provided the application facility for the program because many elderly artisans and craftsmen lack formal education or are unfamiliar with the internet application process.
Visit PMVishwakarma.gov.in, the official website of the Vishwakarma Yojana, first.
You will be redirected to a new website where you must select the “Artisan” option after clicking the “How to Register” link.
Select the Artisans Tab.
After that, all the information you require to register for the Vishwakarma Yojana will be shown in a PDF in front of you.
On the other hand, you will need to register for the Vishwakarma Yojana at the closest Common Service Center (CSC) in order to participate. This PDF contains all the information you need to register through the Common Service Center.
Documents Required for PM Vishwakarma Yojana
The following is a list of supplementary documentation that the beneficiaries could be required to provide.
Certificate of Educational Qualification: This document attests to the beneficiary’s level of education.
Occupation Certificate: This document lists the beneficiary’s occupation, if any.
Residence Certificate: This document lists the beneficiary’s present address.
Caste Certificate: This document attests to the beneficiary’s identity in the community.
Income Certificate: This document details the beneficiary’s yearly income.
Skill Certificate: This document attests to the recipient’s qualifications and expertise.
When does the Vishwakarma Yojana 2024 come to an End?
The Indian government has not established a deadline for submitting applications for the Vishwakarma Yojana. Those who are interested may submit an application for this program at any time until the end of the 2027–2028 fiscal year. This link will provide you with more details regarding the Vishwakarma Yojana’s expiration date.
Key Highlights of the PM Vishwakarma Scheme: Empowering India’s Artisans
| Launch Year | 2023 – 17th September 2023 |
| Objective | Support traditional artisans and craftsmen with financial aid, skills, and resources |
| Eligible Beneficiaries | Artisans and craftsmen working in traditional family-based trades |
| Key Sectors | Blacksmithing, carpentry, pottery, weaving, jewelry making, etc. |
| Skill Development | Training and technology upgrades for skill enhancement |
| Loan Provisions | Credit support through loans like MUDRA, PM SVANidhi, with conditions |
| Loan Amount | Up to ₹1 lakh in the first disbursement, and another ₹2 lakh in the second disbursement |
| Interest Rate | 5% per annum |
| Repayment Requirement | Beneficiaries of MUDRA and SVANidhi must have fully repaid previous loans |
| Market Access | Assistance in accessing new markets for traditional products |
| Government Support | Central Government initiative to boost the informal sector’s economy |
| Family Eligibility | Restricted to one member per family (defined as husband, wife, and unmarried children) |
| Ineligible Groups | Government employees and their families |
| Beneficiaries | Around 30 lakh traditional artisans and craftsmen, including goldsmiths, weavers, blacksmiths, laundry workers, and barbers , etc.. |
| Sanctioned Budget | ₹13,000 to ₹15,000 crore for 5 years |
| Validity | 5 years (FY 2027-2028) |
PM Vishwakarma Key Indicators
State/UT-wise total number of applications received in PM Vishwakarma Portal since the launch of the Scheme on 17.09.2023 upto 03.08.2024
| S. No. | STATE/UT | NUMBER OF ENROLMENTS/ APPLICATIONS RECEIVED |
| 1 | ANDHRA PRADESH | 20,35,847 |
| 2 | ARUNACHAL PRADESH | 2,222 |
| 3 | ASSAM | 6,51,869 |
| 4 | BIHAR | 15,71,358 |
| 5 | CHHATTISGARH | 9,44,949 |
| 6 | GOA | 34,934 |
| 7 | GUJARAT | 14,22,405 |
| 8 | HARYANA | 6,91,412 |
| 9 | HIMACHAL PRADESH | 1,77,016 |
| 10 | JAMMU AND KASHMIR | 4,44,329 |
| 11 | JHARKHAND | 2,59,684 |
| 12 | KARNATAKA | 28,38,346 |
| 13 | KERALA | 46,541 |
| 14 | MADHYA PRADESH | 28,98,792 |
| 15 | MAHARASHTRA | 12,60,055 |
| 16 | MANIPUR | 71,507 |
| 17 | MEGHALAYA | 4,862 |
| 18 | MIZORAM | 7,863 |
| 19 | NAGALAND | 18,227 |
| 20 | ODISHA | 5,75,137 |
| 21 | PUNJAB | 1,53,678 |
| 22 | RAJASTHAN | 18,91,766 |
| 23 | SIKKIM | 3,634 |
| 24 | TAMIL NADU | 8,42,618 |
| 25 | TELANGANA | 2,61,872 |
| 26 | TRIPURA | 50,471 |
| 27 | UTTAR PRADESH | 28,67,237 |
| 28 | UTTARAKHAND | 2,61,733 |
| 29 | WEST BENGAL | 7,74,507 |
| 30 | ANDAMAN AND NICOBAR ISLANDS | 1,250 |
| 31 | CHANDIGARH | 509 |
| 32 | DAMAN AND DIU AND DADRA AND NAGAR HAVELI | 6,344 |
| 33 | DELHI | 29,286 |
| 34 | LADAKH | 5,093 |
| 35 | LAKSHADWEEP | 170 |
| 36 | PUDUCHERRY | 4,449 |
FAQ : PM Vishwakarma Yojana Online Apply
Q: What is the PM Vishwakarma Yojana Scheme ?, or (Vishwakarma Yojana Kya Hai?)
The Central Government has introduced the PM Vishwakarma Yojana, a new program designed to give traditional craftsmen, weavers, goldsmiths, blacksmiths, laundry workers, and many other kinds of workers financial support and skill development.
Q: How to register for PM Vishwakarma Yojana?(PM Vishwakarma Yojana Online Apply)
As with many other programs that have been introduced thus far, online applications for the Vishwakarma Yojana are being accepted through the official webpage and CSC. To access the official portal, use this link: https://pmvishwakarma.gov.in.
Q: When will PM Vishwakarma Yojana start in 2024?
The scheme was introduced on Vishwakarma Jayanti, September 17, 2023.
Q: Who is eligible for PM Vishwakarma Yojana?
A loan of Rs 1 lakh in the first installment and Rs 2 lakh in the second installment would be given to all qualified artisans and craftsmen under the PM Vishwakarma Yojana.
Q: What is the last date for Vishwakarma Yojana?
The Vishwakarma Yojana application deadline is presently set for March 31, 2028. If necessary, the government may extend the deadline (Vishwakarma Yojana) past 2028.
Q: Who is eligible to benefit from this plan?
Carpenter, boat builder, weapon maker, blacksmith, hammer and tool kit maker, locksmith, goldsmith, potter, sculptor, cobbler, mason, basket/mat/broom maker, doll and toy maker, barber, garland maker, washerman, tailor, and fishing net maker are among the businesses included in the first phase of the scheme, according to the scheme. This program is available to all of the craftspeople connected to these companies.