The Jharkhand Abua Awas Yojana 2024 is a revolutionary housing scheme launched by the Government of Jharkhand to offer affordable and modern homes to the economically weaker sections of society. This scheme was launched on 15 August 2023, with the aim of providing shelter to those who could not benefit from the Pradhan Mantri Awas Yojana (PMAY). The program envisages offering 3-room concrete houses with all essential amenities to millions of underprivileged families in the state.
Table of Contents
Essential Characteristics of the Jharkhand Abua Awas Yojana
| Feature | Details |
|---|---|
| Launch Date | 15 August 2023 |
| First Installment Release | 23 January 2024 |
| Beneficiary Target | 8 lakh families by 31 March 2026 |
| Financial Assistance | ₹2 lakh per family in five installments |
| Housing Type | 3-room concrete house with basic amenities |
| Budget Allocation | ₹15,000 crore |
| Administering Department | Jharkhand Rural Development Department |
Advantages of the Jharkhand Abua Awas Yojana
- Eradicating Poverty in the Subaltern Class with Modern Habitat:
Beneficiaries of this scheme will be awarded a 3-roomed concrete house. It comprises a kitchen, toilet and living space. - Target Benefit
This program is also for those left out under other housing programs such as PMAY, Baba Saheb Bhimrao Ambedkar Awas Yojana, and Birsa Awas Yojana. - Direct Transfer of Benefits:
Financial support of ₹2 lakh is directly credited to the beneficiary’s bank account in five installments. - Mass Implementation:
The scheme aims to build 8 lakh houses by 2026, which will cover the entire rural and urban areas of Jharkhand. - Livelihood Improvement:
The scheme ensures dignity, security, and improved living conditions for the economically weaker sections of society by providing permanent housing.
Eligibility
The following eligibility criteria need to be fulfilled to take advantage of the Abua Awas Yojana scheme:
- Domicile: The candidate needs to live in Jharkhand permanently.
- Income Limit: The family’s yearly income must be less than ₹3 lakh.
- Living Condition:
- The candidate needs to fit into one of the following groups:
- Family living in kutcha house.
- Homeless or destitute families.
- Natural disaster victims.
- Bonded laborers who are released legally.
- Particularly Vulnerable Tribal Groups (PVTGs).
- Scheme Inclusion/Exclusion:
The applicant who has availed the benefits under PMAY or similar housing schemes cannot apply.
Eligible Documents
In order to apply for the scheme, you must have the following documents:
- Aadhaar Card
- Income Certificate
- Address Proof
- Ration Card
- Bank Account Details
- Passport-sized Photograph
How to Apply for Jharkhand Abua Awas Yojana 2024
Online Application Process:
- Visit the official website: aay.jharkhand.gov.in.
- From the “Important Links” section, download the application.
- Enter the necessary information accurately.
- Provide scanned copies of the required paperwork.
- For future reference, make a note of the acknowledgment number after submitting the form.
Procedure for an Offline Application:
- Obtain the application form from the Gram Sabha, Panchayat, or Block offices.
- Fill out the application and attach required documents
- Submit the complete application to the same office.
- Once submitted, officers check the application and its supporting documents
Installment Information
Total amount provided for financial support is Rs 2 lakhs disbursed over five installments.
| Installment | Percentage of Total Amount | Amount Disbursed | Purpose |
|---|---|---|---|
| 1st | 15% | ₹30,000 | Initial construction |
| 2nd | 25% | ₹50,000 | Construction progress |
| 3rd | 20% | ₹40,000 | Mid-phase work |
| 4th | 30% | ₹60,000 | Near-completion |
| 5th | 10% | ₹20,000 | Final installment after completion |
Verify Your Name on the List of Beneficiaries
- Go to PM Awas Yojana’s or Abua Awas Yojana’s official website.
- Go to the section on Awaassoft Reports.
- Choose the “Abua Awas Yojana List.” option.
- Enter the details of your village, block, and district.
- To see the recipients’ list, submit the information.
Frequently Asked Questions (FAQs)
Q1: What is the main objective of the Abua Awas Yojana?
The scheme aims to provide affordable 3-room concrete houses to the poor and homeless people of Jharkhand.
Q2: What is the amount of financial aid provided by this program?
Those who qualify for this program receive ₹2 lakh for the construction of house in five installments.
Q3: For whom is the Abua Awas Yojana applicable?
Eligible individuals include homeless people, impoverished families living in kutcha huts, and those not covered by PMAY or other programs.
Q4: What is the application process for the program?
There are two ways to apply: offline at your community’s Block or Panchayat Office or online at the official website.
In conclusion
The state’s Jharkhand Abua Awas Yojana 2024 is one of its historic efforts to address the housing needs of the impoverished in the state. By offering modern, well-equipped homes, this scheme is not just about providing shelter—it’s about restoring dignity, improving living conditions, and fostering community development.
If you are eligible for this scheme, do not lose this chance to get a better future for your family. For more information about this go to the website: aay.jharkhand.gov.in.
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